Terms & Conditions
Table of Contents
Capital Health Insurance Direct LLC
Website: https://capitalhealthinsurancedirect.com/
Effective Date: 09/26/2025
Acceptance of Terms
By accessing and using the website of Capital Health Insurance Direct LLC (“Company,” “we,” “our,” or “us”), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you must discontinue using our website and services immediately.
Services Provided
Capital Health Insurance Direct LLC provides an online platform designed to help consumers connect with licensed health insurance providers and carriers, including options available under the Affordable Care Act (“Obamacare”).
We are not a licensed insurance agency or broker.
We do not sell, solicit, or negotiate insurance products directly.
Our role is to provide information and facilitate connections between consumers and licensed providers.
Any final decision regarding insurance coverage, enrollment, and policy terms will be made directly with licensed third-party providers.
Eligibility
To use our services, you must:
Be at least 18 years old.
Provide accurate and complete information when requested.
Use the platform only for lawful purposes and in compliance with applicable federal and state regulations.
No Guarantee of Coverage
Capital Health Insurance Direct LLC does not guarantee that you will qualify for any specific insurance plan, subsidy, or coverage. Eligibility and approval are determined solely by licensed insurance providers, carriers, and relevant government entities.
User Responsibilities
You agree to:
Provide truthful and accurate information to allow us to match you with suitable providers.
Not use our website for fraudulent or unlawful activities.
Accept that your interaction with third-party providers is independent from our Company, and we are not responsible for the terms, costs, or coverage of any plan.
Intellectual Property
All content on this website—including text, graphics, logos, images, and software—is the property of Capital Health Insurance Direct LLC or its licensors and is protected by U.S. intellectual property laws. Unauthorized use, reproduction, or distribution is prohibited.
Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience. We do not endorse and are not responsible for the content, practices, or policies of third-party sites.
Disclaimer of Warranties
Our services are provided on an “as is” and “as available” basis.
We make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or reliability of the information provided on our website.
We are not liable for errors, omissions, or delays in content or for any losses or damages resulting from reliance on our services.
Limitation of Liability
To the fullest extent permitted by law, Capital Health Insurance Direct LLC and its officers, employees, and affiliates shall not be held liable for any indirect, incidental, consequential, or punitive damages arising from your use of our website or services, including but not limited to:
Loss of data.
Financial losses related to insurance applications or denials.
Decisions made based on information provided by our platform.
Indemnification
You agree to indemnify and hold harmless Capital Health Insurance Direct LLC, its affiliates, and employees from any claims, damages, liabilities, costs, or expenses arising from your misuse of our website or violation of these Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the United States and the State of [Insert State of Incorporation/Operation]. Any disputes shall be resolved in the appropriate courts within that jurisdiction.
Changes to Terms
We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting on this website, with the “Effective Date” updated accordingly. Continued use of the website constitutes acceptance of the updated Terms.
Contact Information
For questions or concerns about these Terms, please contact us: