Privacy Policy
Table of Contents
Capital Health Insurance Direct LLC
Website: https://capitalhealthinsurancedirect.com/
Effective Date: 09/26/2025
Introduction
Capital Health Insurance Direct LLC (“Company,” “we,” “our,” or “us”) values your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services to connect with health insurance providers, including Affordable Care Act (“Obamacare”) plans.
By accessing our website, you agree to the practices described in this Privacy Policy. If you do not agree, please discontinue use of our services.
Information We Collect
When you use our website, we may collect the following types of information:
-
Personal Information You Provide
-
Name, date of birth, address, phone number, and email.
-
Demographic information (household size, income, etc.) is necessary to match you with potential insurance providers.
-
Any information you provide voluntarily when filling out forms or contacting us.
-
-
Automatically Collected Information
-
IP address, browser type, device type, and operating system.
-
Pages visited, time spent on site, and referral sources.
-
Cookies and similar technologies (see “Cookies and Tracking” below).
-
How We Use Your Information
We use the information collected for the following purposes:
-
To connect you with health insurance providers that best fit your profile.
-
To process your requests, inquiries, and provide customer support.
-
To comply with applicable laws and regulations.
-
To improve our website functionality, services, and user experience.
-
For marketing and communication purposes, where permitted by law.
Disclosure of Information
We may share your information under the following circumstances:
-
With Insurance Providers or Partners – We are not a licensed insurance agency or broker. Instead, we operate a system that helps match you with licensed providers and carriers. Your information may be shared with these third parties to help them present relevant plan options.
-
Legal Compliance – We may disclose information if required by law, regulation, subpoena, or government request.
-
Business Transfers – In the event of a merger, acquisition, or sale of assets, your information may be transferred.
We do not sell your personal information to third parties for profit.
Cookies and Tracking
Our website uses cookies, web beacons, and similar technologies to enhance your experience, analyze site traffic, and understand user behavior. You can control cookie settings in your browser, but disabling cookies may affect site functionality.
Data Security
We implement reasonable technical and organizational safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure.
Your Rights
Depending on your state of residence, you may have certain rights regarding your personal information, including:
-
The right to access and obtain a copy of your personal data.
-
The right to request corrections to inaccurate data.
-
The right to request deletion of your information, subject to legal or contractual obligations.
-
The right to opt out of marketing communications.
To exercise your rights, please contact us at the details provided below.
Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from children. If you believe we have collected such data, please contact us to remove it.
Third-Party Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these websites.
Not a Licensed Agent or Broker
Important Notice: Capital Health Insurance Direct LLC is not a licensed insurance agency or broker. We do not sell insurance products directly. Instead, we provide a platform that helps consumers find licensed providers and carriers based on their specific needs and eligibility. All insurance plan recommendations and enrollments are handled by licensed third parties.
Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with the “09/26/2025” updated accordingly.
Contact Us
If you have questions or concerns about this Privacy Policy, please contact us: